/* freecreditscoresimulator.com — site stylesheet. All local, no frameworks. */

:root{
  --bg:#f6f8f9;
  --card:#ffffff;
  --ink:#16232e;
  --muted:#5b6b78;
  --primary:#0e7c66;
  --primary-strong:#0a5c4c;
  --primary-soft:#e4f2ee;
  --accent:#eda812;
  --border:#dbe4e9;
  --danger:#c62828;
  --ok-bg:#e2f4e6;--ok-ink:#1b5e20;
  --bad-bg:#fde7e7;--bad-ink:#8e1b1b;
  --radius:14px;
  --shadow:0 1px 2px rgba(22,35,46,.05),0 8px 24px rgba(22,35,46,.06);
  --font:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation:none!important;transition:none!important}
}
body{margin:0;font-family:var(--font);background:var(--bg);color:var(--ink);line-height:1.6;font-size:16px}
img,svg{max-width:100%}
a{color:var(--primary);}
a:hover{color:var(--primary-strong)}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:4px}

.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.narrow{max-width:780px;margin:0 auto}

/* Header */
.site-header{background:var(--card);border-bottom:1px solid var(--border)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;padding-top:14px;padding-bottom:14px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:700;font-size:1.05rem}
.brand img{width:32px;height:32px}
.site-nav{display:flex;gap:18px;font-size:.95rem}
.site-nav a{text-decoration:none;color:var(--muted);font-weight:500}
.site-nav a:hover{color:var(--primary-strong)}

/* Hero */
.hero{text-align:center;padding:44px 0 8px}
.hero h1{font-size:clamp(1.9rem,4.5vw,2.9rem);line-height:1.15;margin:0 0 12px;letter-spacing:-.02em}
.hero p{max-width:44rem;margin:0 auto;color:var(--muted);font-size:1.08rem}
.hero .hero-lede{max-width:44rem;margin:0 auto}
.hero .hero-lede p{margin:0}
.hero .assure{display:flex;flex-wrap:wrap;gap:8px 18px;justify-content:center;margin:18px 0 0;padding:0;list-style:none;font-size:.9rem;color:var(--muted)}
.hero .assure li::before{content:"✓ ";color:var(--primary);font-weight:700}

/* Layout */
.sim-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:24px;margin:30px 0 8px;align-items:start}
@media (max-width:900px){.sim-grid{grid-template-columns:1fr}}

.card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:26px}
.card+.card{margin-top:24px}
.card h2{margin:0 0 4px;font-size:1.3rem;display:flex;align-items:center;gap:10px}
.stepnum{flex:0 0 auto;width:28px;height:28px;border-radius:50%;background:var(--primary);color:#fff;font-size:.9rem;font-weight:700;display:inline-flex;align-items:center;justify-content:center}
.card .hint{color:var(--muted);font-size:.92rem;margin:2px 0 20px}

/* Controls */
.control{margin:0 0 24px}
.control:last-child{margin-bottom:0}
.control-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:6px}
.control-head label,.control-head .grouplabel{font-weight:600;font-size:.95rem}
.control-val{font-weight:700;color:var(--primary-strong);font-variant-numeric:tabular-nums;white-space:nowrap}
.control .note{font-size:.8rem;color:var(--muted);margin:6px 0 0}

input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:99px;margin:8px 0 2px;
  background:linear-gradient(to right,var(--primary) var(--p,50%),#e3ebef var(--p,50%));outline-offset:6px}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--primary);box-shadow:0 1px 3px rgba(0,0,0,.25);cursor:pointer}
input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:#fff;border:3px solid var(--primary);box-shadow:0 1px 3px rgba(0,0,0,.25);cursor:pointer}

.chips{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:8px}
.chip{padding:10px 12px;border:1.5px solid var(--border);border-radius:9px;background:var(--card);color:var(--ink);
  font:inherit;font-size:.88rem;font-weight:500;cursor:pointer;text-align:center;transition:background .15s,border-color .15s}
.chip:hover{background:var(--primary-soft)}
.chip[aria-pressed="true"]{background:var(--primary);border-color:var(--primary);color:#fff;font-weight:600}

/* Action buttons */
.actions{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media (max-width:560px){.actions{grid-template-columns:1fr}}
.action{display:flex;flex-direction:column;align-items:flex-start;gap:2px;text-align:left;padding:14px;border:1.5px solid var(--border);
  border-radius:11px;background:var(--card);cursor:pointer;font:inherit;transition:border-color .15s,background .15s,transform .15s}
.action:hover{border-color:var(--primary);transform:translateY(-1px)}
.action .t{font-weight:600;font-size:.95rem;color:var(--ink)}
.action .d{font-size:.8rem;color:var(--muted)}
.action[aria-pressed="true"]{background:var(--primary);border-color:var(--primary-strong)}
.action[aria-pressed="true"] .t{color:#fff}
.action[aria-pressed="true"] .d{color:#d7ece7}
.btnrow{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.btn{padding:10px 16px;border-radius:9px;border:1.5px solid var(--border);background:var(--card);color:var(--ink);
  font:inherit;font-size:.9rem;font-weight:600;cursor:pointer}
.btn:hover{background:var(--primary-soft)}
.btn-primary{background:var(--primary);border-color:var(--primary);color:#fff}
.btn-primary:hover{background:var(--primary-strong);color:#fff}

/* Score panel */
.score-col{position:sticky;top:18px}
@media (max-width:900px){.score-col{position:static}}
.score-panel h2{justify-content:center;font-size:.85rem;letter-spacing:.09em;text-transform:uppercase;color:var(--muted);font-weight:600}
.gauge-wrap{width:250px;max-width:100%;margin:6px auto 0}
#gauge-needle{transition:transform .5s cubic-bezier(.2,.8,.2,1)}
.score-big{text-align:center;margin-top:-38px}
.score-big .num{font-size:3.1rem;font-weight:800;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.score-big .range{color:var(--muted);font-size:.9rem}
.score-big .label{font-weight:700;font-size:1rem}
.delta{display:none;text-align:center;margin:12px 0 0}
.delta.show{display:block}
.delta span{display:inline-block;padding:6px 14px;border-radius:99px;font-weight:700;font-size:.92rem}
.delta.up span{background:var(--ok-bg);color:var(--ok-ink)}
.delta.down span{background:var(--bad-bg);color:var(--bad-ink)}
.legend{margin:18px 0 0;padding:0;list-style:none;font-size:.8rem}
.legend li{display:flex;justify-content:space-between;padding:2px 0}
.legend .sw{display:inline-block;width:11px;height:11px;border-radius:3px;margin-right:8px;vertical-align:-1px}
.legend .r{color:var(--muted);font-variant-numeric:tabular-nums}

.factors .factor{margin:0 0 14px}
.factors .factor:last-child{margin-bottom:0}
.factors .fh{display:flex;justify-content:space-between;font-size:.88rem;margin-bottom:4px}
.factors .fh .fv{color:var(--muted);font-variant-numeric:tabular-nums}
.fbar{height:8px;border-radius:99px;background:#e9eff2;overflow:hidden}
.fbar>span{display:block;height:100%;border-radius:99px;background:linear-gradient(90deg,var(--primary),#22a186);transition:width .4s ease}

.insight{border-left:4px solid var(--accent);background:#fdf6e6;border-radius:0 10px 10px 0;padding:14px 16px;font-size:.92rem;margin-top:24px}
.insight strong{display:block;margin-bottom:2px}

.page-note{color:var(--muted);font-size:.85rem;max-width:64rem;margin:18px auto 0}
.page-note p{margin:0 0 8px}
.page-note p:last-child{margin:0}

/* Content sections */
.content{padding:44px 0 10px}
.content h2{font-size:1.65rem;margin:44px 0 12px;letter-spacing:-.01em}
.content h3{font-size:1.15rem;margin:26px 0 8px}
.content p,.content li{color:#3c4b57}
.content .first{margin-top:0}
table.ranges{width:100%;border-collapse:collapse;font-size:.95rem;margin:14px 0}
table.ranges th,table.ranges td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--border)}
table.ranges th{font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}
table.ranges .sw{display:inline-block;width:11px;height:11px;border-radius:3px;margin-right:8px;vertical-align:-1px}

/* FAQ tabs */
.faq{padding:20px 0 40px}
.faq h2{font-size:1.65rem;margin:20px 0 16px}
.tabs [role=tablist]{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:18px}
.tabs [role=tab]{padding:10px 18px;border-radius:99px;border:1.5px solid var(--border);background:var(--card);font:inherit;font-size:.92rem;font-weight:600;color:var(--muted);cursor:pointer}
.tabs [role=tab]:hover{background:var(--primary-soft);color:var(--primary-strong)}
.tabs [role=tab][aria-selected=true]{background:var(--primary);border-color:var(--primary);color:#fff}
.tabs [role=tabpanel]{margin:0}
.tabs [role=tabpanel][hidden]{display:none}
.faq-item{background:var(--card);border:1px solid var(--border);border-radius:11px;padding:18px 22px;margin-bottom:12px}
.faq-item h3{margin:0 0 6px;font-size:1.02rem}
.faq-item p{margin:0;color:#3c4b57;font-size:.95rem}
/* No-JS fallback: all panels visible, group headings shown */
.no-js .tabs [role=tablist]{display:none}
.no-js .tabs [role=tabpanel][hidden]{display:block}
.tabs .group-title{font-size:1.05rem;color:var(--muted);margin:18px 0 10px;display:none}
.no-js .tabs .group-title{display:block}

/* Sources + footer */
.sources{font-size:.92rem}
.sources ul{padding-left:20px}
.site-footer{margin-top:50px;background:#122029;color:#b8c6cf;font-size:.88rem}
.site-footer .wrap{padding-top:34px;padding-bottom:34px}
.site-footer a{color:#cfdde5}
.site-footer nav{display:flex;flex-wrap:wrap;gap:18px;margin-bottom:16px;font-weight:600}
.site-footer p{margin:8px 0;max-width:70rem}

/* Inline contact panel (no separate page).
   Opens via the #contact hash, so it works with CSS :target even before or
   without JavaScript; JS adds focus management and lazy-loads Turnstile. */
.modal{display:none;position:fixed;inset:0;z-index:100;padding:20px;overflow-y:auto}
.modal:target,.modal.is-open{display:flex;align-items:flex-start;justify-content:center}
.modal-backdrop{position:fixed;inset:0;background:rgba(18,32,41,.55);border:0;padding:0;margin:0;width:100%;cursor:pointer}
.modal-card{position:relative;z-index:1;background:var(--card);border:1px solid var(--border);border-radius:var(--radius);
  box-shadow:0 20px 60px rgba(18,32,41,.28);padding:26px;width:100%;max-width:560px;margin:auto}
@media (min-width:640px){.modal{padding:48px 20px}}
.modal-head{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;margin-bottom:6px}
.modal-head h2{margin:0;font-size:1.4rem;letter-spacing:-.01em}
.modal-close{flex:0 0 auto;width:36px;height:36px;border-radius:9px;border:1.5px solid var(--border);background:var(--card);
  color:var(--muted);font:inherit;font-size:1.2rem;line-height:1;cursor:pointer}
.modal-close:hover{background:var(--primary-soft);color:var(--primary-strong)}
.modal-intro{color:var(--muted);font-size:.93rem;margin:0 0 18px}
body.modal-open{overflow:hidden}
.modal noscript p{font-size:.88rem;color:var(--muted);margin:0 0 14px}

/* Utility pages (legal/404) */
.page{padding:40px 0 60px}
.page h1{font-size:1.9rem;letter-spacing:-.02em}
.page-card{max-width:640px}
.field{margin-bottom:16px}
.field label{display:block;font-weight:600;font-size:.93rem;margin-bottom:5px}
.field input,.field textarea,.field select{width:100%;padding:11px 12px;border:1.5px solid var(--border);border-radius:9px;font:inherit;font-size:.95rem;background:var(--card);color:var(--ink)}
.field textarea{min-height:140px;resize:vertical}
.field input:focus,.field textarea:focus,.field select:focus{border-color:var(--primary);outline:3px solid var(--primary-soft)}
.form-msg{display:none;margin-top:14px;padding:12px 14px;border-radius:9px;font-size:.93rem}
.form-msg.ok{display:block;background:var(--ok-bg);color:var(--ok-ink)}
.form-msg.err{display:block;background:var(--bad-bg);color:var(--bad-ink)}
.hp-field{position:absolute;left:-6000px;top:auto;width:1px;height:1px;overflow:hidden}
.visually-hidden{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}